Fire Damage Public Adjusters
WHY YOU NEED A FIRE DAMAGE PUBLIC ADJUSTER
At Property Claim Consulting in Augusta GA, our team is full of experts in the Fire Damage property claims and are ready to accurately assess, inspect, estimate, and negotiate your insurance loss.
Dealing with the aftermath of a fire in your home or business can be a harrowing and stressful experience. Even a small fire can cause severe damage, and large fires can be utterly devastating. Unfortunately, it’s during this overwhelming and taxing time that you’ll need to begin making some critical decisions regarding how you’ll proceed with cleanup and restoration.
The temptation to resolve the situation as quickly as possible can be great; many people wind up making mistakes that cost them a lot of money trying to do just that. Experts agree that it’s always best to hire an advocate when filing an insurance claim after a fire.
BEFORE YOU SIGN ANYTHING…
While it’s natural to want to restore and clean your fire-damaged property as soon as possible, signing a contract with a fire restoration/cleanup company before knowing what your insurance company will cover can be a big mistake. Should the job wind up costing significantly more than your insurance awards in compensation, you may find yourself in debt or even with a lien against your home.
Fire restoration/cleanup companies have an essential role in restoring your home or commercial property, but not until a public claims adjuster has thoroughly assessed your damage.
As a rule of thumb, be sure always to consult a professional public claims adjuster like the experts at Property Claim Consulting before putting your signature on anything.
ATTORNEY OR FIRE & SMOKE CLAIMS PUBLIC ADJUSTERS?
Dealing with insurance companies can be trying, especially to those of us without experience in doing so. Initial quotes, made based on damage inspections performed by the insurance company, often fall short of covering all actual damages and the cost of restoring your property to pre-fire condition. If your insurance company denies your claim, or if their offer doesn’t cover your fire damages, you will need an attorney to advocate for you.
Until that happens, though, you’d do better to save on high attorney costs and instead hire a fire damage public adjuster. Should you eventually need to resolve your claim dispute in court, a loss assessment report by a professional public adjuster will be of great benefit to your attorney and your case.
WHY FIRE & SMOKE CLAIMS PUBLIC ADJUSTERS?
There are many benefits to having a fire damage public adjuster evaluate the condition of your structure after a fire. First, public adjusters have the expertise to identify all manner of fire damage, some of which may be overlooked by your insurance company’s inspector.
Fire can damage a structure in a host of ways, and some damage may not be readily apparent. In many cases, smoke and soot cause as much, if not more, damage than the actual fire. Super-heated air produced by a fire can pressurize smoke, driving it far from the flames.
Soot and smoke can damage and destroy furniture and other belongings, cover your walls and ceiling, and even be drawn through HVAC systems, causing displacement throughout the structure.
Structure fires also release hydrochloric acid, a powerful corrosive. Then, there’s the water or extinguisher damage with which to contend. In short, the fire damage to your home may be far worse and far more costly to fix than you or your insurance company may think.
The first thing a fire damage public adjuster will do is assess the scope of the damage done and how much it will cost to repair or replace damaged goods and property. Your public adjuster will help you identify what can be salvaged and what is a total loss.
PUBLIC ADJUSTERS AND YOUR INSURANCE COMPANY
Have you taken a look at your insurance policy lately? Pages and pages of mind-numbing “legalese,” these contracts sometimes seem designed to keep the policyholder guessing as to what they’re entitled to in compensation. A professional public adjuster can help take the guesswork out of filing an insurance claim after a fire.
After having placed a monetary value on the damages done by the fire, your public adjuster will carefully review your insurance policy (or policies) to identify which clauses apply to your particular situation.
As mentioned earlier, an inspection by a public adjuster will also be helpful in the event you have to go to court to fight for the compensation you deserve. Having a neutral, independent, and qualified source to back your claim could be the difference between being awarded enough to repair your damage and settling for less than is needed to do the job.
If your home, or your commercial property, has suffered fire damage, don’t make the mistake of going it alone. Contacting an experienced advocate like the professionals at Property Claim Consulting can help ensure you’ll get the compensation necessary to restore your home or property to pre-fire condition.
When dealing with fire damage claims, insurance companies have experienced advocates to represent their interests, and you should have one too. Call the damage assessment experts at Property Claim Consulting today, to learn more about the many benefits of having a professional public adjuster in your corner!